Bad Things Happen in Life

Picture these scenarios 

• Your car gets a flat as you drive to your cousin's wedding in the middle of nowhere
• Your dentist lets you know you need a root canal and a crown in January
• The old refrigerator feels like Miami inside as you go to pull out a cold drink
• Your boss says, “Thank you for your time here. I’ll write a reference if you need one.” on November 15th, just in time for the holidays

Here’s the bad news: These types of emergencies happen to people everyday and we all know (even if we would like to deny it) that eventually, some unexpected expense will inflict itself on us. Often these events throw us into intense, heart pounding panic and stress. 

But here’s the good news: You can downgrade the emergencies to inconveniences by planning ahead and having an emergency fund in place. You will be able to sleep soundly at night knowing you are prepared to handle whatever life throws at you.

What is an Emergency...

Most people believe that to win with money, you need to be naturally good at numbers, investing wisely and slapping your wrist when you want to eat out for the 5th time in a week. 

But wealth-building and financial fulfillment involve a lot more than just numbers and sacrifice. 

Your attitudes and behaviors around money are shaped by your life experiences, your relationship with scarcity and abundance, the conversations around money that took place around you as a child, and many, many other subtle and invisible factors.

These internalized money mindsets can, in turn, impact your approach to money and impair your peace, happiness and well-being in ways you may not even recognize.

For instance, if you and your partner frequently argue about your financial future, if you feel sweaty and on edge every time you have to make a big purchase, or if you lie awake at night wondering if you’ll have enough to send your kid to college, it’s likely because your money habits...